When will a US Retail Central Bank Digital Currency Go Live?

This episode explores if and when a retail central bank digital currency (CBDC) could launch for public use in the US before January 2031, providing background on how CBDCs differ from cryptocurrencies and stablecoins. It analyzes the potential benefits of faster payments but also highlights the risks around privacy violations, government overreach, and financial control. Predictions are gathered from various sources to calculate an aggregated forecast probability.

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